Terms of Service

Terms of Service for Holy Wisdom

Welcome to Holy Wisdom! These Terms of Service ("Terms") govern your use of our services, including our website, mobile applications, and any related products or services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, please refrain from using the Services.

1. Acceptance of Terms

   By using the Services, you agree to comply with these Terms, as well as our Privacy Policy and any other additional policies referenced herein. Specific features of the Services may be subject to additional terms, which will be presented to you for acceptance when applicable.

2. Changes to the Terms

   We may modify these Terms at any time. Changes will be effective when posted, and we will notify you of significant updates via email, in-app notifications, or other communication methods. Your continued use of the Services after changes are posted constitutes your acceptance of the modified Terms.

3. Privacy

   We are committed to protecting your privacy. Please review our Privacy Policy to understand how we collect, use, and share information about you.

4. Eligibility

   You must be at least 13 years old (or the minimum age required in your jurisdiction) to use the Services. If you are under the age of 18, you may only use the Services under the supervision of a parent or legal guardian who agrees to these Terms.

5. Account Responsibilities

   When creating an account, you agree to:

   • Provide accurate and current information.
   • Maintain the confidentiality of your account credentials.
   • Notify us immediately of any unauthorized access or use of your account.

   You are responsible for all activities that occur under your account.

6. Prohibited Conduct

   You agree not to:

   • Use the Services for unlawful or fraudulent purposes.
   • Interfere with the operation of the Services or the servers hosting them.
   • Attempt unauthorized access to our systems or data.
   • Use the Services to transmit harmful or malicious code.
   • Engage in any conduct that violates these Terms or applicable laws.

7. Intellectual Property

   All content, trademarks, and other intellectual property associated with the Services are owned by Holy Wisdom or our licensors. You are granted a limited, non-exclusive, non-transferable license to use the Services for personal, non-commercial purposes.

   You may not copy, modify, distribute, or reverse-engineer any part of the Services without our express permission.

8. Subscriptions and Payments

   Some features of the Services may require a subscription. By subscribing, you agree to:

   • Provide accurate payment information.
   • Authorize us or our payment processors to charge you according to your selected plan.

   You may cancel your subscription at any time upon which you won't be charged following the subscription length.

9. User-Generated Content

   You may submit content through the Services (e.g., notes, custom settings). By doing so, you grant us a non-exclusive, worldwide, royalty-free license to use, modify, and display your content to provide the Services.

   You retain ownership of your content, and we will not share or sell it without your consent.

10. Dispute Resolution

    In the event of a dispute, you agree to resolve it through binding arbitration, unless prohibited by law. This agreement includes a waiver of your right to participate in class actions.

11. Disclaimer of Warranties

    The Services are provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

    We do not guarantee that the Services will be error-free, secure, or uninterrupted.

12. Limitation of Liability

    To the fullest extent permitted by law, Holy Wisdom will not be liable for any indirect, incidental, or consequential damages arising from your use of the Services. Our total liability for any claims under these Terms will not exceed the amount you paid for the Services in the six months preceding the event giving rise to the claim.

13. Termination

    We may suspend or terminate your access to the Services if you violate these Terms or engage in conduct that harms the Services or other users. Upon termination, your right to use the Services will immediately cease.

14. Governing Law

    These Terms are governed by the laws of the United States and states, without regard to its conflict of laws principles.